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Services ~ Products ~ Carriers
Strategic Benefit Planning
Before we can advise and counsel you as a client, we must fully understand the needs and philosophy of your firm. This will be accomplished through various meetings with your management team and if appropriate, your employees or union delegates. Once we have a thorough understanding for your overall corporate culture regarding benefit levels and cost parameters, we will:
Conduct an extensive review of all relevant plan documents and materials relating to your current employee benefits program
Make sure they are consistent with your objectives
Work with you to develop a joint strategy and action plan to achieve those objectives
Market Evaluation and Selection
SRC Benefits will market your various group insurance programs as the need arises to insure your plan is cost effective and meets the needs of your employees. We will:
Collect and organize data
Design and assemble a complete request for proposals
Distribute requests to selected markets
Analyze proposals remitted
Analyze managed care networks for compatibility
Review network discount arrangements
Prepare and present recommendations to management
Return to appropriate companies for clarification and final negotiation
Maintain objectivity throughout the marketing process
Plan Design Review and Recommendations
SRC Benefits will be instrumental in customizing your organization's plan of benefits by:
Suggesting cost effective recommendations regarding plan design issues
Examining plan document drafts for accuracy
Assisting in plan amendments
Making sure the plan maximizes steerage toward network discount programs
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Employer Sponsored Products
- Medical Insurance
- Dental Insurance
- Life/AD&D Insurance
- Short Term Disability
- Long Term Disability
- Vision
- Section 125 or Premium Only Plans
- Flexible Spending Accounts
- Employee Assistance Programs
- Wellness Programs
Voluntary Products
Supplemental Term Life Insurance
Universal Life Insurance
Dental Insurance
Short Term Disability
Long Term Disability
Vision
Pre-Paid Legal
Cancer Insurance
Payroll Deduction Auto and Home Insurance
....and more
A Sampling of Other Products and Services Offered Includes:
- 401(k), defined contribution and defined benefit pension plan
- Medical benefits third party administration (See TPA Services)
- Actuarial services
- Flex and COBRA administration
- Prescription drug discount programs
- Established nationwide preferred provider organization and diagnostic lab networks
- Utilization review programs
- Worksite marketing programs
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Individual Medical Products:
Group Medical Products:
- American Medical Security
- Anthem
- Association Plan Administrators
- Conseco
- Corporate Benefit Services of America
- Great West
- Humana/ChoiceCare
- Medical Mutual of Ohio
- Mutual of Omaha
- The Guardian
- United Healthcare
Medicare Supplement:
- American Pioneer
Life and Disability Products:
Dental Products:
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